Calculate your cover
Total Cover
We are only providing an estimate.
You will need to decide how much cover is sufficient to meet your needs.
Life insurance is designed to provide a cash lump sum should you die during the policy term.
How we estimate elements of your cover
Mortgage
Mortgages tend to decrease in value over time, although this depends on the type of mortgage you hold. For a straightforward repayment mortgage - customers usually opt for decreasing term cover.
Spouse/partner
This is estimated based on your monthly take-home salary x 48
Children and university costs
Average cost of a child is estimated at £5,000 per year, up until their 18th birthday
University Costs
University costs are estimated at £17,000 per year (based on tuition fees and living costs) over a 3 year course
Debts and loans
To pay off any outstanding debts or loans should you pass away before its repaid.